Retirement Planning
The IRA Rollover Mistake Costing People Thousands
Most rollover losses aren't caused by picking the wrong company. They're caused by choosing the wrong type of transfer. Here's the difference.
5 min readRead more →
Precious metals research
Understand your options before you protect your retirement.
Reference-quality education on gold IRAs, physical bullion, inflation, and where precious metals fit inside a diversified retirement portfolio.
At a glanceReference data
- IRA contribution limit (50+)
- $8,000
- Indirect rollover window
- 60 days
- Mandatory withholding
- 20%
- IRS-approved gold purity
- .995+
- IRS-approved silver purity
- .999+
Educational figures. Confirm current thresholds with your tax advisor.
Editorially independentNo paid placementsReviewed by industry researchersSources cited on every page
Where to start
Four hubs, one framework for evaluating precious metals.
Each hub gathers the rules, tradeoffs, and historical context — no jargon, no urgency.
Guide
Gold IRAs
Rollovers, custodians, eligibility, and tax treatment of self-directed precious metals IRAs.
ExploreComparison
Gold vs Silver
A scenario-based framework for choosing between the two — starting out, seeking stability, hedging.
ExploreContext
Inflation
What sustained inflation does to cash savings, and how metals have historically behaved.
ExplorePlanning
Retirement Planning
Diversification principles, portfolio placement, and the mistakes near-retirees repeat.
Explore45+ yrs
Modern precious metals data
Post-1971 pricing history
~3%
Long-run US inflation average
Rolling multi-decade average
5–15%
Typical metals allocation range
General diversification guidance
.995+
IRS-eligible gold purity
For self-directed IRAs
Latest articles
Reference reading, updated regularly.
Inflation
What Happens to Retirement Savings When the Dollar Weakens
Cash in a retirement account doesn't drop in value on the statement — it erodes in purchasing power. Here's what that means over a decade.
6 min readRead more →
Physical Gold
Coins vs Bars: Which Makes Sense for an IRA
The premium you pay above spot, the liquidity when it's time to sell, and the storage implications each favor a different format.
4 min readRead more →
Company reviews
Compare top precious metals IRA providers.
Independent reviews covering fees, minimums, storage partners, and rollover coordination.
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